Please read our blog about a wide variety of insurance topics. Please feel free to ask us any questions.
The Ins and Outs of a Life Insurance Rider Policy
Posted: July 7, 2023
The Ins and Outs of a Life Insurance Rider PolicyDid you know you may be able to add features to your life insurance that allow you to customize your policy? Life insurance riders are add-ons to a policy that you can use to personalize your life insurance to better suit your needs. Although some life insurance riders may increase your premiums, others may be added for no additional charge. Riders may be a cost-effective...
Will My Business Insurance Protect Me From Cyber Threats?
Posted: July 4, 2023
Will My Business Insurance Protect Me From Cyber Threats?Small to medium-sized businesses store sensitive personal information for their clients, customers, and employees. They may be more vulnerable to cyber attacks than larger companies with more highly developed security infrastructures. A cyber attack can disrupt the continuity of your business and lead to a costly recovery process. Your business insurance policy may not protect you fully unless it includes cyber liability coverage. What Is...
Understanding the Steps to Buy Life Insurance
Posted: June 22, 2023
Understanding the Steps to Buy Life InsurancePurchasing life insurance is a critical point in planning for the future. If this is your first time purchasing life insurance, our step-by-step guide can help. How to Buy the Right Life Insurance for You If this is your first time looking into life insurance, take these basic steps to help make a decision about the type of life insurance that best suits your situation:...
Car Insurance Terms You Should Know
Posted: June 16, 2023
Car Insurance Terms You Should KnowThe auto insurance policy you choose can be a lifesaver if you are involved in an accident, whether you or another driver was responsible. The amount you will pay out of pocket for repairs, whether your policy will pay for a rental car while it is being repaired, and if you are covered when traveling and driving a rental come into play when making a...
A Beginner's Guide to Health Insurance Deductibles and Copays
Posted: June 10, 2023
A Beginner's Guide to Health Insurance Deductibles and CopaysDeductibles and copays are both out-of-pocket expenses. Although they both represent a percentage you must pay when seeing a medical practitioner, they are not the same. Your copay is a fee you pay when you fill a prescription or receive medical services. The deductible is an agreed-upon amount you must pay before the total cost of your treatment is covered. Your policy explicitly defines these...
