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Insurance Blog

Please read our blog about a wide variety of insurance topics. Please feel free to ask us any questions.

5 Things That Are Excluded From Your Life Insurance

The main reason for purchasing life insurance is to leave something behind for your loved ones when you pass away. You pay your life insurance premiums to ensure your beneficiaries will receive death benefits should something happen to you. Not everyone is aware that life insurance policies have certain exclusions that can prevent beneficiaries from receiving benefits. It is important to know what those exclusions...

6 Reasons to Get Business Insurance Now

If you are wondering when the best time is to get business insurance, the answer is now. The protection it can provide is essential for your business, and some types of coverage may be required by law. The following are six reasons to purchase a business insurance policy now: Some Business Insurance Is Required by State Law Most states require small businesses to carry some...

Home Insurance for Rental Properties: What You Need to Know

Many people who own homes today rent them out to others. If you are renting out your home, whether on a short-term or a long-term basis, it is essential to understand that your homeowners insurance may not cover losses incurred while the property is being rented. The following is information about insurance coverage for renting out a residence in different scenarios. Short-Term Rentals of a...

Is There a Right Time to Purchase Health Insurance?

Injuries, illnesses, and other medical emergencies can be unpredictable. Having good health insurance can help you get the preventive care and diagnostics you need to stay healthy and reduce the financial burden in case medical emergencies suddenly occur. The sooner you have health coverage, the better you can protect your own and your family’s health. Why Do You Need Health Insurance? The days when individuals...

The Importance of Updating Your Life Insurance Policy

If you are developing a career, accumulating assets, or starting a family, your life insurance needs could change. It is a good idea to review your policy from time to time to ensure it provides the coverage you need and reflects your current situation. As we age and achieve milestones, life insurance policies may need to be updated. Our knowledgeable agent can review your policy...